Privacy Policy
Last Updated on April 23th, 2020
Njor Connect understands that your
privacy is important to you. We are committed to protecting the privacy of your
personally-identifiable information as you use this website. This Privacy
Policy tells you how we protect and use information that we gather from you. By
using this website, you consent to the terms described in the most recent
version of this Privacy Policy. You should also read our Terms of Use to
understand the general rules about your use of this website, and any additional
terms that may apply when you access particular services or materials on
certain areas of this website. “We,” “our” means Njor Connect and its
affiliates. “You,” “your,” visitor,” or “user” means the individual accessing
this site.
PERSONAL AND NON-PERSONAL INFORMATION
Our Privacy Policy identifies how we treat
your personal and non-personal information.
WHAT IS NON-PERSONAL INFORMATION AND HOW IS IT
COLLECTED AND USED?
Non personal information is information that
cannot identify you. If you visit this web site to read information, such as
information about one of our services, we may collect certain non-personal
information about you from your computer’s web browser. Because non-personal
information cannot identify you or be tied to you in any way, there are no
restrictions on the ways that we can use or share non-personal information.
What is personal information and how is it collected? Personal information is
information that identifies you as an individual, such as your name, mailing
address, e-mail address, telephone number, and fax number. We may collect
personal information from you in a variety of ways:
• When you send us an application or other
form
• When you conduct a transaction with us, our
affiliates, or others
• When we collect information about in you in
support of a transaction, such as credit card information
• In some places on this web site you have the
opportunity to send us personal information about yourself, to elect to receive
particular information, to purchase access to one of our products or services,
or to participate in an activity.
ARE COOKIES OR OTHER TECHNOLOGIES USED TO
COLLECT PERSONAL INFORMATION?
Yes, we may use cookies and related
technologies, such as web beacons, to collect information on our web site. A
cookie is a text file that is placed on your hard disk by a web page server.
Cookies cannot be used to run programs or deliver viruses to your computer.
Cookies are uniquely assigned to you, and can only be read by a web server in
the domain that issued the cookie to you. One of the primary purposes of
cookies is to provide a convenience feature to save you time. The purpose of a
cookie is to tell the Web server that you have returned to a specific page. For
example, if you register with us, a cookie helps Njor Connect to recall
your specific information on subsequent visits. This simplifies the process of
recording your personal information, such as billing addresses, shipping
addresses, and so on. When you return to the same Njor Connect website,
the information you previously provided can be retrieved, so you can easily use
the features that you customized. A web beacon is a small graphic image that
allows the party that set the web beacon to monitor and collect certain
information about the viewer of the web page, web-based document or e-mail
message, such as the type of browser requesting the web beacon, the IP address
of the computer that the web beacon is sent to and the time the web beacon was
viewed. Web beacons can be very small and invisible to the user, but, in
general, any electronic image viewed as part of a web page or e-mail, including
HTML based content, can act as a web beacon. We may use web beacons to count
visitors to the web pages on the web site or to monitor how our users navigate
the web site, and we may include web beacons in e-mail messages in order to
count how many messages sent were actually opened, acted upon or forwarded.
Third party vendors also may use cookies on
our web site. For instance, we may contract with third parties who will use
cookies on our web site to track and analyze anonymous usage and volume
statistical information from our visitors and members. Such information is
shared externally only on an anonymous, aggregated basis. These third parties
use persistent cookies to help us to improve the visitor experience, to manage
our site content, and to track visitor behaviour. We may also contract with a
third party to send e-mail to our registered [users/members].
To help measure and improve the effectiveness
of our e-mail communications, the third party sets cookies. All data collected
by this third party on behalf of Njor Connect is used solely by or on
behalf of Njor Connect and is shared externally only on an anonymous,
aggregated basis. From time to time we may allow third parties to post
advertisements on our web site, and those third-party advertisements may
include a cookie or web beacon served by the third party. This Privacy Policy
does not cover the use of information collected from you by third party ad
servers. We do not control cookies in such third party ads, and you should
check the privacy policies of those advertisers and/or ad services to learn
about their use of cookies and other technology before linking to an ad. We
will not share your personal information with these companies, but these
companies may use information about your visits to this and other web sites in
order to provide advertisements on this site and other sites about goods and
services that may be of interest to you, and they may share your personal
information that you provide to them with others.
You have the ability to accept or decline
cookies. Most Web browsers automatically accept cookies, but you can usually
modify your browser setting to decline cookies if you prefer. If you choose to
decline cookies, you may not be able to fully experience the interactive
features of the Njor Connect websites you visit.
HOW DOES Njor Connect USE PERSONAL
INFORMATION?
Njor Connect may keep and use personal
information we collect from or about you to provide you with access to this web
site or other products or services, to respond to your requests, to bill you
for products/services you purchased, and to provide ongoing service and support,
to contact you with information that might be of interest to you, including
information about products and services of ours and of others, or ask for your
opinion about our products or the products of others, for record keeping and
analytical purposes and to research, develop and improve programs, products,
services and content.
Personal information collected online may be
combined with information you provide to us through other sources We may also
remove your personal identifiers (your name, email address, social security
number, etc). In this case, you would no longer be identified as a single
unique individual. Once we have de-identified information, it is non-personal
information and we may treat it like other non-personal information. Finally, we
may use your personal information to protect our rights or property, or to
protect someone’s health, safety or welfare, and to comply with a law or
regulation, court order or other legal process.
DOES Njor Connect SHARE PERSONAL
INFORMATION WITH OTHERS?
We will not share your personal information
collected from this web site with an unrelated third party without your
permission, except as otherwise provided in this Privacy Policy. In the
ordinary course of business, we may share some personal information with
companies that we hire to perform services or functions on our behalf. In all
cases in which we share your personal information with a third party for the
purpose of providing a service to us, we will not authorize them to keep,
disclose or use your information with others except for the purpose of
providing the services we asked them to provide.
We will not sell, exchange or publish your
personal information, except in conjunction with a corporate sale, merger,
dissolution, or acquisition. For some sorts of transactions, in addition to our
direct collection of information, our third party service vendors (such as
credit card companies, clearinghouses and banks) who may provide such services
as credit, insurance, and escrow services may collect personal information
directly from you to assist you with your transaction. We do not control how
these third parties use such information, but we do ask them to disclose how
they use your personal information before they collect it.
If you submit a review for a third party
(person or business) using our Facebook Fan Review Application, during the
submission process we ask your permission to gather your basic information
(such as name and email address) which we then share with the third party for
whom you are submitting the review. We may be legally compelled to release your
personal information in response to a court order, subpoena, search warrant,
law or regulation.
We may cooperate with law enforcement
authorities in investigating and prosecuting web site visitors who violate our
rules or engage in behavior, which is harmful to other visitors (or illegal).
We may disclose your personal information to third parties if we feel that the
disclosure is necessary to protect our rights or property, protect someone’s
health, safety or welfare, or to comply with a law or regulation, court order
or other legal process. As discussed in the section on cookies and other
technologies, from time to time we may allow a third party to serve
advertisements on this web site.
If you share information with the advertiser,
including by clicking on their ads, this Privacy Policy does not control the
advertisers use of your personal information, and you should check the privacy
policies of those advertisers and/or ad services to learn about their use of
cookies and other technology before linking to an ad.
HOW IS PERSONAL INFORMATION USED FOR
COMMUNICATIONS?
We may contact you periodically by e-mail,
mail or telephone to provide information regarding programs, products, services
and content that may be of interest to you. In addition, some of the features
on this web site allow you to communicate with us using an online form. If your
communication requests a response from us, we may send you a response via
e-mail. The e-mail response or confirmation may include your personal
information. We cannot guarantee that our e-mails to you will be secure from
unauthorized interception.
HOW IS PERSONAL INFORMATION SECURED?
We have implemented generally accepted standards
of technology and operational security in order to protect
personally-identifiable information from loss, misuse, alteration, or
destruction. Only authorized personnel and third party vendors have access to
your personal information, and these employees and vendors are required to
treat this information as confidential. Despite these precautions, we cannot
guarantee that unauthorized persons will not obtain access to your personal
information.
LINKS
This site contains links to other sites that
provide information that we consider to be interesting. Njor Connect is not
responsible for the privacy practices or the content of such web sites.
PUBLIC DISCUSSIONS
This site may provide public discussions on
various business valuation topics. Please note that any information you post in
these discussions will become public, so please do not post sensitive
information in the public discussions. Whenever you publicly disclose
information online, that information could be collected and used by others. We
are not responsible for any action or policies of any third parties who collect
information that users disclose in any such forums on the web site. Njor
Connect does not agree or disagree with anything posted on the discussion
board. Also remember that you must comply with our other published policies
regarding postings on our public forums.
HOW CAN A USER ACCESS, CHANGE, AND/OR DELETE
PERSONAL INFORMATION?
You may access, correct, update, and/or delete
any personally-identifiable information that you submit to the web site. You
may also unsubscribe from mailing lists or any registrations on the web site.
To do so, please either follow instructions on the page of the web site on
which you have provided such information or subscribed or registered or contact
us at kasper@njorconnect.com
CHILDREN’S PRIVACY
Njor Connect will not intentionally collect
any personal information (such as a child’s name or email address) from
children under the age of 13. If you think that we have collected personal
information from a child under the age of 13, please contact us.
CHANGES
Njor Connect reserves the right to modify this
statement at any time. Any changes to this Privacy Policy will be listed in
this section, and if such changes are material, a notice will be included on
the homepage of the web site for a period of time. If you have any questions
about privacy at any websites operated by Njor Connect or about our website
practices, please contact us at: kasper@njorconnect.com
Kasper Møller
Christiansen
Founder of njorconnect.com